Flood Insurance

Serving All of Michigan

State Licensed

Quotes Provided Within 24 Hours

Insurance Can Be Purchased Same-Day

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Protect Your Home With Comprehensive Flood Insurance

Guard your property against unexpected water damage with flood insurance from Blue Water Insurance. We offer customized flood protection plans for homeowners and businesses across Michigan. Our coverage options include:

  • Building property coverage
  • Personal contents protection
  • Basement flood coverage
  • Excess flood insurance
  • Commercial flood policies
  • NFIP and private market options


Ensure your property is protected from flood risks.
Contact us today to find the right flood insurance for your needs.


Flood Insurance: Essential Protection for Michigan Residents

As a Michigan resident, you might think flood insurance isn't necessary. However, flooding can happen anywhere, at any time, due to various factors:

  • Heavy rainfall and storms
  • Rapid snowmelt
  • Dam or levee failures
  • Urban development and drainage issues
  • Rising water levels in the Great Lakes


Regular homeowners insurance usually doesn't cover flood damage, leaving you at risk. Flood insurance fills this important gap, offering security and financial protection against water-related disasters.


Why Choose Blue Water Insurance

Blue Water Insurance is your trusted partner for flood insurance. Here's why Michigan residents choose us:

  • Over 10 years of insurance industry experience
  • Prompt and friendly customer service
  • State-licensed with ongoing education
  • Independent agents with extensive knowledge
  • Access to multiple insurers for competitive rates
  • Quotes provided within 24 hours
  • Same-day insurance purchase available
  • Referral program with quarterly prize drawing


Our team is dedicated to finding the best flood insurance solution that fits your specific needs and budget.


Contact Us

Protect your property and belongings with flood insurance from Blue Water Insurance. Our agents are ready to assess your risk, explain your options, and help you make informed decisions about your flood protection.


Contact us today to secure reliable flood insurance coverage and gain peace of mind.

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Your Insurance, Your Way

We’re not tied to one company—our independent agents work for you. With over a decade of industry expertise and access to multiple carriers, we help you choose coverage with confidence.

Call us for a quote!

(810) 544-3072

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