Port Huron Commercial Insurance

Protect Your Business From Unforeseen Events

You've worked hard to build your business. Don't let all your efforts be ruined by an unexpected event. Make sure you're fully protected with commercial coverage provided by Blue Water Insurance.

Our independent insurance agency will help you find the best policy for your needs and budget. We do this by shopping multiple carriers and comparing their insurance products, which means you're sure to get the lowest rate possible!

Learn More About Commercial Insurance

It's important for business owners to carefully consider their commercial insurance needs, which offer a range of vital protection related to the business.

From vehicles to property and the employees within the business, owners can safeguard their investment and lessen the risk of unexpected events affecting their company's growth and presence. Below, you'll find some of the primary commercial insurance needs that any business should consider.

Commercial Auto Insurance

If a vehicle is used for business, it must have its own policy. A personal car insurance policy is not enough, as it won’t cover items that relate to the business. If your company uses vehicles for any business-related task, a commercial auto policy is a must.

Commercial General Liability Insurance (CGL)

A CGL policy covers bodily injury, property damage, personal injury, and advertising injury. This is a convenient catch-all type of policy that many businesses use as a starting point for their insurance needs – in terms of liability.

Commercial Property Insurance

A commercial property insurance policy could be thought of as the commercial equivalent of a homeowners policy. You will find similar covered items, such as fire, theft, and natural disasters that pertain to the business property. If your business has a physical location of any kind, it would require a property insurance policy.

Workers' Compensation

If a company employee is injured on the job, they can rely on workers' compensation insurance for lost income and medical expenses. This type of coverage is typically required for employers, and it often extends to temporary employees as well.

Business Owner Package (BOP)

A BOP policy can take commercial insurance needs and often includes vehicle, property damage, business income, property, and bodily injury, as well as other types of basic insurance options.

Why Choose an Independent Insurance Agency?

Business owners can compare quotes online when they work with an independent insurance agency. This is a great option that can save time and money because owners can get quotes from several top-tier insurance companies at once.